The large and renowned Bank of America provides financial services and products to 30 different countries and 48 states all over the world. The customers of the bank count on it for standard and great services.
The Bank of America credit cards offer great customer services coupled with special reward incentives and fabulous introductory offers. This bank is the largest issuer of credit cards in the US.
Make-A-Wish Visa Credit Card
The Bank of America - Make-A-Wish Visa credit card is a full-service card that aids the wish-granting charity known as Make-A-Wish Foundation. The Make-A-Wish Foundation is the largest charity for wish granting in the world. The Foundation grants the wishes of children who are affected with life-threatening medical conditions. The Foundation has granted more than 140000 wishes of terminally ill children since 1980 and it receives in addition of 16000 wish referrals every year. (The Make-A-Wish Platinum Visa card allows you to help the Foundation in granting the wishes of the terminally ill children. )
The Bank of America - Make-A-Wish Visa credit card is available all over the country at your neighborhood banking centers, consumer real estate, dealer finance and customer service centers. You can also make use of direct mail services.
Advantages Of The Card
A single purchase you make with your Bank of America - Make-A-Wish Visa credit card will be contributing to the foundation. You must be aware that the contribution will be staying within your own community and thus your local Make-A-Wish Foundation chapter will be benefited from this donation.
The card is great for letting you earn fantastic rates as well as helping the ill children realize their dreams.
The cardholder enjoys a low introductory annual percentage rate (APR) for the initial six months, which is applicable for both purchases and balance transfers. You can submit your application online and you will be receiving an answer to your e-mail within a minute. The other advantages of the program are low program fees, low annual fees and low balance transfer fees.
Other Benefits
After the expiry of the introductory APR, the cardholder can still enjoy a low APR. You can also avail the services of the additional mini card that comes totally free. Moreover, the online access to your account lets you clear your bills and grants your requests for increases in credit limit, checking balance and other benefits. The card can be used for purchases during your travels.
Plus Sides
The Bank of America - Make-A-Wish Visa card offers you total security protection, travel and emergency assistance, auto rental insurance, many Internet account related services, optional mini card and purchase guard, purchase replacement and no liability for unauthorized Internet transactions.
The card makes you a part of a noble cause, helping you bring a ray of hope, joy and strength into the lives of the sick children at a time when they require it the most. If you have excellent credit and want to contribute to the Make-A-Wish Foundation, then the Bank of America - Make-A-Wish Visa card is the credit card for you.
The Bank Of America - Make-A-Wish Visa Card And Support The Dreams Of Sick Children
The Pros and Cons of a Bank of America Secured Credit Card
Why should you consider a Bank of America secured credit card? When it comes to secured credit cards, the fairness and value offered really does run the gambit. There are the outright atrocious cards that charge ridiculous fees and offer little value and then there are the great cards that give you everything you deserve. If you’ve been considering a Bank of America secured card, here are some pros and cons to consider.
Pro: An Opportunity to Build or Restore Your Credit
The Bank of America secured credit card offers you a chance to rebuild your credit. Unlike prepaid credit cards and some of the other secured cards on the market, Bank of America will report your credit card activity to the three credit bureaus. This means your good account standing will have a positive impact on your credit report, which will raise your credit score over time.
Pro: A Reasonable Annual Fee
Bank of America offers very reasonable annual fees with their secured card. While some companies try and charge $50, $60 or even more for their cards, Bank of America’s annual fee is just $29. That’s a great value when compared to the other secured credit cards on the market.
Pro: Small Deposit Requirements
Many secured cards will require a deposit of $500 or more to open a secured credit account. Bank of America’s minimum deposit is just $300. If you don’t have a lot of cash to spare, this can make all the difference in the world.
Con: A High Interest Rate
When you go to the Bank of America website to check out their secured card, it might look like a reasonable interest rate at first glance. However, it’s not the 10. 99% variable APR that many some consumers think. If you look closely at the site, it’s a prime PLUS 10. 99% variable APR. That means if prime is 7%, your APR is 17. 99%, not 10. 99%.
Con: High Balance Transfer Fees
If you want to do a balance transfer or take out a cash advance, the fees might be a problem. Not only will you be charged regular interest, you’ll also be charged a 4% transfer/cash advance fee.
When applying for a secured card it’s important that you make sure the card you choose is the best card for your needs. If you’ll be paying your bill in full each month and don’t have any balance transfer or cash advance needs, the Bank of America secured credit card may very well be the best card for you.
15 Simply Great Features of Bank of America - Rewards American Express Card
There are people of good news for all fans of the Bank of America. Open your arms to receive the benefits of American Express Bank of America. What makes this special card that will be readily accepted across the global network of American Express. I was proud to be called Bank of America - Prime â„¢ American Express Card, which brings together the goodness of the Bank of America and American Express. Here are some of their characteristics.
Basic features highlights
 1. 0% Introductory APR (annual rate) on balance transfers and cash advance checks for first 12 billing cycles.
 2. Low fixed interest rate after the introductory rate expired.
 3. No annual fee.
 4. Possibility of paying in time.
 5. Emergency services such as replacement of prescription, physicians, hospitals and referral services and legal advice.
 6. The extended warranty protection for the purchase of regular outlets
 7. Insurance against accidents, damage and loss of income, while traveling
 8. Protection against damage or theft of the card
The fabulous rewards program with Bank of America - Prime â„¢ American Express Card is the:
 9. 1 point for every dollar of net sales for qualifying purchases
 10. Double points for dining and travel purchases
 11. Special awards for travel and shopping with partner merchants.
 12. Services 24 / 7 personal concierge.
 13. Easy to exchange reward points for hotel stay, travel, gift certificates, merchandise or cash
 14. There are no restrictions on the number of points to earn in a year.
 15. No blackout dates
However, the reward points will be the last five years, after they expire. For the latest details of this offer please read the terms of the credit card and conditions set by the Bank of America.
So what do you expect? If you have a middle credit score want a credit card that offers unique advantages, easy payment options and the wide acceptance of American Express, Bank of America - The first American Express â„¢ is for you.
Bank Of America Credit Card Special Programs
A partnership with hundreds
Credit cards Bank of America are available in nearly 400 organizations, companies and credit providers, there is a style for each person for each credit.
Charitable foundations
Many charities have credit cards from Bank of America with their logos on those who pay a percentage of card spending in the cause through its awards program. Habitat for Humanity, Make-A-Wish and the Humane Society of the United States are examples of bank credit cards in the U.S..
Professional Organizations
Professional organizations to lend their prestige credit cards from Bank of America, these credit card holder benefits such as no annual fee, low annual percentage rate, and the rewards of career oriented so that the points redeemable cons of money spent using the card for bonus points for travel and unique gifts to redeem points.
Military Credit Cards
Bank credit card American military personnel appropriation provides specialized branch of the military whenever the United States, the benefits of these cards have no annual fee, low or no annual fee and a travel award without time limits use.
Sports and Leisure
For people who love nature, credit cards, Bank of America are available for the passion of wildlife most people, participating members are American Quarter Horse Association, Great Wolf Lodge, and the Kentucky Derby.
Also national sports shops and outdoor recreation, the available credit cards, these cards will give money to the organization of the road shows where they open new accounts and when the cardholder spends with the card, these cards offer benefits such as platinum reward points redeemable maintenance fees under the bill.
Sports et Voyage
Major League Baseball, the credit card at Bank of America is one of the special sports fan credit card offered by the company and these cards give expected benefits of a Platinum Plus credit card special bonuses for fans only sport.
Travel rewards cards with partner companies such as Sandals and Beaches that often reward flyer programs specialist, holders of credit cards from Bank of America enjoy extra miles to save on certain purchases and easy to get awards travel, simply by using their credit cards.
Other services
In addition to Platinum credit cards, bank credit cards in the United States are accessible to people with all types of credit from Bank of America has obtained credit cards, student credit cards, credit cards and traditional credit cards gold .
Bank of America offers credit cards Visa, Master Card and American Express to provide its customers one of the largest selections of a national bank.
Before You Swipe Your Credit Card for a Wristwatch
There was a time when wristwatches became a symbol of status, power and authority of a person. They were also the only source for measuring time. Now wristwatches are essentially being treated as a fashion icon because there are many other gadgets such as cell phones that come with a clock, among other features.
However, wristwatches will always retain their class. Buying a wristwatch can be extremely difficult because the market is flooded with numerous brands every month. However, if you decide to buy your wristwatch with a goal in mind, it becomes much easier. Secondly, it is based on the fact that a buyer or the purchase of watches for the first time. In both cases, the following tips can help you acquire the right to prove that you are looking for.
If you are a first time buyer of wristwatches, consider the following:
Needs: If you are buying wristwatches, to take account of their specific needs. What do you buy a watch for? It is to make outdoor activities or you wear to work? If a casual employee is worthy of their outdoor activities, a dress watch to add content to your personality at work. Imagine a theater or a meeting with his client, and you can never think of carrying a wristwatch, is casual.
Budget: It plays a major role in the decision that the watch you buy. The first time you go to any surf shop or center of the net waiting to fall into its model of wristwatch at reduced prices, you are spoiled for choice. But for your budget will help you focus on your goal and that makes a lot of headaches in front of you. Buy a Rolex or Timex at your budget. Many Web sites provide options for buyers with an irresistible range of budgets.
Features: Of course, don `t want your wristwatch with the sole purpose of time, such as cellular phones are not designed solely to talk more. This means your clock should have additional functions to them, such as date, alarm or timer. Remember, wristwatches with additional features in May cost a bit more than usual. Therefore, it depends on whether you want one of these characteristics of his wristwatch. In addition, decide whether to buy an analog or digital clock. Again, it comes to their personal needs.
Waterproof and scratchproof: Many wristwatch buyers seriously consider this option, while wristwatches for them. Buy watches for one season only, the clock must maintain control of the rainy season as well. Therefore, it is an important decision. Also, if you are a person who is regularly exposed to water, you would do well to buy a waterproof wristwatch. Once again, the clock must have a scratch resistance surface too.
Battery: Make sure you know what type of battery works on your wristwatch, and how long they last. It is always a good idea to go for a while that there is a hole in your portfolio from time to time.
Fit: A wrist watch is as good as it fits on your wrist. A wristwatch can have a lot of features, but if it does not conform to your wrist, you will feel very uncomfortable and probably soon dish. Sometimes, looking smart and feature-rich clocks can feel heavy on your wrist. It is therefore advisable to go into a power outlet and try to choose different clocks for the clock as comfortable.
